How We Offer Plans with Low or $0 Premiums and Reduce Your Part B Premium

BayCarePlus $0 Premiums

A common question we hear is, “How can you provide so many benefits without charging a high premium?” It’s a great question. Here’s how:

Medicare pays private insurance companies like BayCarePlus to manage Medicare Advantage plans. We save money by cooperating with doctors and hospitals, eliminating waste and focusing on helping our members stay healthy. We pass those savings on to our members in the form of low and even $0 premiums, Part B premium reductions (certain plans), generous benefits, lower copays and no deductibles.

Not only is it great for our members, it’s also great for us because it makes us more competitive and helps us attract and keep more members in our plan. It is one of those rare “win-win” situations.

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BayCarePlus Medicare Advantage (HMO) Plan?

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